By Patricia Dubois
Does the idea of making a budget give you a headache? Good luck; it’s less complicated than it looks! Here are some tips to get you started.
Every time you see your bank account balance, you think it wouldn’t be a bad idea to take stock of your finances. But, just thinking about it, you have a headache… Don’t panic. It’s less complicated than it sounds. When you’re done, you’ll feel lighter…
Think about what you could do with the $5 you spend on your coffee every day. And there, we are not talking about going out to restaurants or bars with your friends…
One coffee per day x 49 weeks = one week in Cuba all-inclusive
Why make a budget?
To pay for something close to your heart (a vacation at the end of the world, your first condo, in short, a project you have been dreaming of for a long time)
To have financial leeway (and a “cushion” in case of emergency)
To have the freedom to go where you want, when you want (and we’re not just talking about travel here)
To spoil you from time to time, without having any remorse
To start a business once and for all, because you can’t stop thinking about it…